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Married LGBTs Still Don’t Know Enough About Benefits

Same-sex marriage benefits
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Despite last year’s Supreme Court ruling legalizing same-sex marriage, only about a third of LGBT spouses have changed health and retirement plans to take advantage of new benefits.

A year after national marriage equality, same-sex couples are still in the dark about access to joint benefits and tax exemptions, a recent survey found.

According to Lincoln Financial Group, only a third of LGBT Americans made changes to their benefit plan elections since the Supreme Court made same-sex marriage legal in all states last June.

About half of LGBT employees said they felt "unsure" how the ruling affected their health, life, and other insurance coverage--as well as retirement benefits--for their partners more than 12 months after the court ruling.

"These are very complex decisions, and the employer should step up and make sure their [LGBT] employees are taking full advantage of the programs they are offering," said Eric Reisenwitz, senior vice president and head of group benefits product and operations for Lincoln Financial.

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